The short answer
Buy the BLACK+DECKER 8-Slice Extra Wide Convection Toaster Oven (TO3250XSB). It is for the household that cooks for more than one and wants to use the pan it already owns: BLACK+DECKER prints “1500 W 120 V~ 60 Hz” in its own use and care manual, publishes the 22 x 14.5 x 11.5 inch exterior and a two-year warranty on its product page, and states the fit in objects — a 13 x 9 pan with handles, a 12-inch pizza, eight slices. The budget pick is the Hamilton Beach Sure-Crisp 31403, the cheapest oven on this site with a fan and a published wattage. In between, BLACK+DECKER's Crisp 'N Bake Air Fry adds an air-fry basket the TO3250XSB does not have.
Band check. As of November 13, 2026, 3 of the 3 picks here with a live Amazon price sat at or under $100 — BLACK+DECKER 8-Slice Extra Wide Convection Toaster Oven (TO3250XSB) at $86.87; BLACK+DECKER Crisp 'N Bake Air Fry Countertop Convection Toaster Oven at $61.99; Hamilton Beach Sure-Crisp 4 Slice Air Fryer Toaster Oven Combo (31403) at $59.95.
We have not cooked in any of these. Our rubric says so in those words. Prices come from Amazon's API and carry the date they were read; where a pick has crossed the line since, the band check above says so rather than rounding it away.
Why the field is three ovens and not twelve
Plenty of ovens sell under a hundred dollars. Very few of them have a fan, and that is the entire entry requirement for this hub. The budget shelf is full of two phrases that are not the same thing: convection, meaning a fan pushes the hot air, and natural convection, meaning nobody pushes anything and the air rises because it is hot. BLACK+DECKER's own TO1785SG is sold as the second. The three things called convection is the two-minute version.
So the qualifying test here was: a live Amazon price at or under $100 at our last price check, a fan, and a wattage the manufacturer publishes. Three ovens cleared all three. Our wider under-$200 ranking and the toaster-oven side of the hundred-dollar line hold the ones that clear only two.
What the published numbers say
| Oven | Rated power | Amps at 120 V | Per hour | Published fit | Warranty |
|---|
| BLACK+DECKER TO3250XSB | 1500 W (rating plate) | 12.5 A | 27.5¢ | 13" x 9" pan with handles; 12" pizza; 8 slices | 2 years |
|---|
| BLACK+DECKER Crisp 'N Bake Air Fry | 1150 W (line figure) | 9.6 A | 21.1¢ | 4 slices / 9" pizza (line figure) | 2 years (line) |
|---|
| Hamilton Beach Sure-Crisp 31403 | 1120 W (product page) | 9.3 A | 20.5¢ | 4 slices; 9" pizza; 8 x 8 pan | 1 year |
|---|
Per-hour costs are the published wattage times 18.34¢ per kWh, the US average residential rate for June 2026. The spread across the whole band is under five cents an hour, which is the first thing worth knowing: at this price level the electricity is not the decision. Against a full-size oven, the sums look very different.
1. BLACK+DECKER TO3250XSB — for a household, not a desk
Who it is for: two to four people, and anybody who already owns a 9x13 pan. The published fit is the reason it wins: a 13 x 9 pan with handles is a specific claim BLACK+DECKER makes on its own page, and handles are exactly what stops a pan that technically fits from going in. 1,500 watts is 350 more than anything else in the band, and the controls are dials with a mechanical timer — no capacitive panel to retire the oven while the elements are fine.
The cons. 22 inches wide is the widest oven in its price band and will not slide under most upper cabinets, so measure first. There is no air-fry basket and no air-fry setting — the fan is for convection baking. And BLACK+DECKER's own listing copy warns that oven temperatures run lower than the set point by design, which is admirable disclosure and still means the dial is an approximation. The full review.
2. BLACK+DECKER Crisp 'N Bake Air Fry — for crisping on a budget
Who it is for: one or two people who want the air-fry basket rather than the wide cavity. It is the cheapest route in this catalog to an actual basket, and the Crisp 'N Bake line carries a published 1,150 W and a two-year warranty.
The cons. That wattage and warranty are published for the TO1785SG in the same line, not for this SKU, and we have not assumed they match — it is why this ranks second rather than first. Four slices is the honest capacity. And 1,150 watts is a slower oven than the TO3250XSB in every time-based job.
3. Hamilton Beach Sure-Crisp 31403 — the budget pick
Who it is for: the cheapest honest entry to fan cooking. Hamilton Beach publishes 1,120 watts, a 200–450°F range, four functions and the exact exterior for model 31403 — which is more than several ovens at triple the price publish. At 9.3 amps it is the one oven here that comfortably shares a circuit with a kettle.
The cons. Four slices, a 9-inch pizza, an 8 x 8 pan. Hamilton Beach sells a 1,500-watt 31403J variant under a near-identical name, so read the rating plate when it arrives. One-year warranty against two from BLACK+DECKER.
The honest summary of the band
Under a hundred dollars you are buying a fan, a thermostat and a cavity, and you are buying all three at the quality level that price implies. What you are not buying is documentation drift: every wattage on this page was published by the manufacturer, two of the three carry a two-year warranty, and the fit is stated in pans and slices rather than adjectives. The step up from here is not a better fan, it is a published interior volume and a temperature range — and if you want both of those plus an interior dimension you can check a pan against, that is the compact ranking, at a higher price.
The one spec to insist on under $100
A published wattage. Not because the running cost matters much at this level — the whole band is within five cents an hour of itself — but because a brand that publishes a rating line is a brand that published something checkable, and in this price tier that correlates with everything else you cannot inspect. Two of the three picks here print it in a manual. Of the ovens we rejected, most published nothing at all. Every published wattage on this site, with its source document.
Width is the trap, not price
The cheapest ovens in this band are also, oddly, the widest: the extra-wide cavity is how a sub-$100 oven competes. 22 inches is wider than a lot of kitchens have between the kettle and the knife block, and door clearance comes on top. Measure the counter, measure the height to the upper cabinet, then shop. An oven that does not fit is a 100% loss whatever it cost.
What this band cannot give you
A published interior volume in cubic feet (nobody here prints one), a temperature floor low enough to proof dough, a probe, or a cavity that takes a half-sheet pan. If you need any of those, the honest advice is to spend more rather than to buy twice: the overall convection ranking starts where this page ends.
